Coinbase Нью-Йорктун Банк мыйзамын жана башка мамлекеттик эрежелерди сактабагандыгы үчүн 50 миллион доллар айып төлөйт. пресс-релиз 4-январда.
Соода көлөмү боюнча эң ири крипто-биржа дагы 50 миллион долларды жакынкы 2 жылдын ичинде Нью-Йорктун жөнгө салуучу органдары бекиткен планга ылайык шайкештик системаларын жаңыртуу үчүн инвестициялайт.
Coinbase has been licensed by the New York State Department of Financial Services (NYDFS) since 2017. During an examination followed by an enforcement investigation, the NYDFS found that Coinbase had “inadequate” measures to prevent money laundering.
The regulators noted that Coinbase’s Know Your Customer and Customer Due Diligence (KYC/CDD) program was “immature and inadequate,” both in terms of how it was designed and implemented. For KYC details, Coinbase only required users to simply check a few boxes and failed to conduct due diligence, the regulators stated.
Additionally, growing at a high pace — Coinbase touts 108 миллион колдонуучу текшерилген — it failed to keep up with the high volume of alerts from its Transaction Monitoring System (TMS), according to the press release. This resulted in a backlog of more than 100,000 unreviewed TMS alerts by late 2021, the regulators found.
Consequently, Coinbase failed to timely investigate and report suspicious activity as mandated by the law. The NYDFS investigation discovered that in several cases, Coinbase submitted suspicious activity reports months after the activity took place and became known to the exchange.
Coinbase’s failings made it susceptible to criminal activity, such as fraud, money laundering, suspected child sexual abuse material-related activity, and potential narcotics trafficking, NYDFS said.
Superintendent of NYDFS Adrienne A. Harris stated in the press release:
"Coinbase анын өсүшүнө туруштук бере ала турган функционалдык шайкештик программасын куруп, сактай алган жок. Бул ийгиликсиздик Coinbase платформасын потенциалдуу кылмыштуу аракеттерге дуушар кылды, бул департаменттен тез арада чара көрүүнү, анын ичинде Көз карандысыз мониторду орнотууну талап кылды.
The Independent Monitor was instated during the course of the NYDFS investigation in early 2022. The Independent Monitor will continue working with Coinbase to fix the laxities in its compliance systems for one more year, which might be extended at the regulator’s discretion.
On Dec. 20, 2022, Coinbase CEO Brian Armstrong деп аталат for regulation of stablecoin issuers and centralized exchanges, saying these entities posed the highest risk for consumer harm.
Source: https://cryptoslate.com/coinbase-had-inadequate-aml-measures-settles-for-100m-with-nydfs/